Merchant Cash Advance

Access quick, flexible funding designed for businesses with steady card sales. Repay through a small percentage of your daily transactions, making it easier to manage cash flow, invest, or cover short-term expenses.

universal_currency_alt Funding range: £3,000 - £1,000,000

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What is Merchant Cash Advance?

A Merchant Cash Advance is a flexible funding solution designed for businesses with consistent credit or debit card sales. It provides quick access to capital, allowing you to manage cash flow, invest in inventory, or cover short-term expenses without the constraints of traditional loans.

Fast access to funds

Quick approval and disbursal, often within 24–48 hours.

Flexible repayment

Repayments align with your daily sales.

Minimal documentation

Simple application process with limited paperwork.

Ideal for retailers & service businesses

Especially suited for businesses with steady card transactions.

How it works

Instead of fixed monthly payments, repayment is made through a small percentage of your daily card sales. This means payments adjust based on your business performance, offering greater flexibility during slower periods.

What you will need to apply

Eligibility criteria
  • Trading for a minimum of 3 months
  • Registered in England, Wales, or Scotland
Document required
  • 3 - 6 months of business bank statements
  • 3 - 6 months of merchant card statements

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